Subsidized Mortgage Loan
Benefit from the state-supported mortgage subsidy program and receive financing of up to 200,000 GEL when taking out a mortgage loan
Who Can Benefit from the Subsidized Mortgage Program?
frequently asked questions
What is the State Subsidized Mortgage Program?
Who is eligible for the program?
You may qualify if:
- You have a child under the age of 1 or an underage child adopted after September 1, 2021
- You have 3 or more minor children, one of whom is under the age of 1
- You have 3 or more minor children, one of whom was adopted after September 1, 2021
- You already benefit from the subsidy program and have 4 or more minor children, with one child born or adopted after September 1, 2022
What is the maximum loan amount and subsidy duration?
Is it possible to participate in the program more than once?
Is official marriage required to qualify?
- For families - yes, official marriage is required.
- For single parents - no, it is not mandatory.
A family is considered a legally registered couple where at least one spouse is a Georgian citizen. A single parent is defined as a person with a minor child who is unmarried at the time of applying for the loan or officially holds single-parent status
Can the subsidized mortgage be used to purchase an apartment under construction?
Yes. The program covers financing for both completed and under-construction residential properties (apartments or houses). See our Developer's offer
